Payment Policy – Lamsa
This Payment Policy explains the payment methods available and how payments are processed when shopping at Lamsa.
By placing an order on our website, you agree to the terms outlined in this Payment Policy.
1. Accepted Payment Methods
Lamsa offers secure and convenient payment options, which may include:
- Visa
- Mastercard
- American Express
- PayPal
- Klarna (Pay Later, Invoice, or Installments)
- Additional payment methods displayed at checkout
Available payment methods may vary depending on your location, device, or payment provider availability.
2. Currency & Pricing
All prices displayed on the website are shown in Swedish Krona (SEK).
Applicable taxes, including VAT where required by law, are included in displayed prices unless otherwise stated.
The total amount payable will be shown at checkout before the order is completed.
Lamsa reserves the right to update pricing, promotions, discounts, and product availability at any time without prior notice.
3. Taxes & Import Charges
For orders delivered within Sweden, customers generally will not be charged additional customs fees upon delivery.
For international shipments, import duties, customs charges, taxes, or local fees may apply depending on destination country regulations and local customs authorities.
Lamsa aims to minimize unexpected charges whenever possible, but cannot guarantee that additional import-related fees will never occur outside Sweden.
4. Payment Security
Lamsa prioritizes payment security and customer data protection.
All payments are securely processed through trusted third-party payment providers using industry-standard security technologies, including:
- SSL encryption
- PCI DSS-compliant processing
- Secure payment tokenization
- Fraud prevention systems
Lamsa does not store full payment card details or sensitive payment credentials.
5. Payment Authorization
When an order is placed, payment authorization may be performed automatically by the payment provider.
Orders may be temporarily placed on hold for:
- Security verification
- Fraud prevention
- Payment review
- Billing verification
Lamsa reserves the right to refuse or cancel orders suspected of fraudulent, unauthorized, or abusive activity.
6. Declined or Failed Payments
Payments may fail or be declined for various reasons, including but not limited to:
- Incorrect payment details
- Insufficient funds
- Bank restrictions
- Security verification failures
- Payment provider technical issues
If your payment is declined, we recommend contacting your bank or payment provider directly.
Lamsa is not responsible for charges, fees, or exchange rate differences imposed by banks or payment providers.
7. Order Confirmation
After successful payment authorization, customers will receive an order confirmation email.
Receipt of an order confirmation does not necessarily constitute final acceptance of the order.
Lamsa reserves the right to cancel or refuse orders in accordance with our Terms & Conditions.
8. Refunds
Approved refunds are issued to the original payment method used during checkout.
Refund processing times may vary depending on the payment provider, bank, or financial institution.
Estimated refund processing time:
- 3–14 business days
Original transaction fees, currency conversion fees, or payment provider charges may not always be refundable.
9. Fraud Prevention
To protect customers and maintain a secure shopping environment, Lamsa may perform automated or manual fraud screening procedures.
Orders flagged for suspected fraud or unusual activity may be delayed, canceled, or require additional verification.
10. Contact Information
For payment-related questions or assistance, please contact us at:
Customer support responses are typically provided within 24–48 business hours on weekdays.